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Best Bank Switching Offers - 2025

If you're considering switching your bank account, now might be a great time to make the move! With several enticing switching offers, you could earn cash bonuses and additional perks for making a simple switch. Let's explore some of the top offers available today and how you can make the most of them.

NatWest - £150 Welcome Bonus

NatWest provides an attractive £150 for new customers switching their bank accounts. Existing customers who haven't received a bonus previously also qualify!

  • Bonus Paid: Within 30 days of meeting criteria
  • Requirements:
    • Deposit at least £1,250 within 60 days of switching
    • Login to online or app banking within that timeframe
    • Use the Current Account Switch Service and close your old account
    • Start the switch directly from NatWest's website or mobile app
  • Exclusions: Limited to once per person, and not valid for those who have previously received a switching bonus from NatWest, RBS, or Ulster Bank

First Direct - £175 Switch Offer

First Direct is renowned for its customer service, and they’re tempting new customers with a generous £175 switching bonus.

  • Bonus Paid: By the 20th of the following month after meeting the criteria
  • Requirements:
    • Move two direct debits or standing orders
    • Use the Current Account Switch Service to close your old account
    • Pay in £1,000 within 30 days (retain for 24 hours)
    • Use your debit card five times and login to their banking app within 45 days
  • Exclusions: Not applicable if you’ve ever had a First Direct account or an HSBC account since January 2018
  • Switch Now

Co-operative Bank - Up to £175 in Bonuses

Co-operative Bank offers a basic switching bonus of £100, with a potential additional bonus of up to £75.

  • Bonus Paid: Initial £100 within 7 days upon meeting switch criteria
  • Additional Bonus: Make ten debit transactions monthly for three months, pay two direct debits, and deposit £1,000 a month
  • Requirements:
    • Switch using the Current Account Switch Service and close your old account
    • Start switching within two weeks of opening your account
  • Exclusions: You cannot have received a Co-op Bank bonus after November 2022
  • Learn More

Barclays Premier - Avios Instead of Cash

Instead of cash, Barclays offers 25,000 Avios points if you’re eligible for the Premier Banking account.

  • Bonus Paid: Four months after joining Avios Rewards
  • Requirements:
    • Open a Premier Banking account
    • Add Barclays Avios Rewards to your package (£12/month)
    • Earn at least £75,000 annually or hold £100,000 with Barclays
    • Switch using the Current Account Switch Service
    • Deposit £1,000 within 31 days
  • Exclusions: Must be a new Avios Rewards customer
  • Explore Barclays Avios

Conclusion

Switching bank accounts can be a quick way to earn significant bonuses, but it's crucial to understand each bank's specific requirements and exclusions. Whether you're seeking cash, rewards, or simply experiencing superior banking services, these offers have something appealing.

Ready to make the switch? Set up your £1 direct debits with us in under three days to qualify for your switch bonuses without hassle! Let us help you unlock the financial benefits today.

Date: 2025-05-12

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Lloyds Bank Switch Offer - £175

Lloyds £175 Switch Offer

Bonus Payment: Paid within 3 working days of completing the switch. Who Can Apply: Existing customers can apply. Requirements: Switch into a new Club Lloyds, Club Lloyds Silver or Club Lloyds Plat...
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NatWest Bank Switch Offer - £150

NatWest £150 Switch Offer

Offer Details:
- Bonus Amount: £150

- Requirements:

- Pay in £1,250 within 60 days of switching

- Log on to online or app banking within 60 days of switching

- Switch using the Current Accou...

Read article
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SwitchDirectDebits.co.uk

Quick £1 Direct Debits for Current Account Switchers